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For most people, finding the right home in Baton Rouge, Louisiana is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Baton Rouge, Louisiana lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Baton Rouge within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Baton Rouge that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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Baton Rouge, French: Bâton-Rouge (pronounced /'bætn '?u??/ in English, and /b?t?~ ?u?/ in French) is the capital and the largest city of Louisiana, a state of the United States of America. Historically, Baton Rouge has been the second largest city in Louisiana behind New Orleans, but as of mid-2005, the catastrophic effects of Hurricane Katrina have, at least temporarily, reduced the population of New Orleans such that Baton Rouge is currently the largest city in Louisiana. As of the 2000 census, its population was 227,818 and as of 2004, the latest U.S. Census Bureau estimate puts the city at 224,097. The Greater Baton Rouge area as of 2000 had a population of 602,894, but has grown to over 750,000 since the 2000 census. It is the second largest metropolitan area in the state after Greater New Orleans. Baton Rouge is the parish seat of East Baton Rouge Parish. Baton Rouge is home to the main campus of Louisiana State University and to Southern University. -- Source: Wikipedia.com
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Census Data for Baton Rouge, Louisiana
| Baton Rouge | Louisiana | United States | |
| Population | 227,818 | 4,468,976 | 281,421,906 |
| Median age | 30.4 | 34 | 35.3 |
| Median age for Male | 28.8 | 32.6 | 34 |
| Median age for Female | 32.1 | 35.3 | 36.5 |
| Households | 88,973 | 1,656,053 | 105,480,101 |
| Household population | 215,365 | 4,333,011 | 273,643,273 |
| Average household size | 2.42 | 2.62 | 2.59 |
| Families | 52,661 | 1,156,438 | 71,787,347 |
| Average family size | 3.12 | 3.16 | 3.14 |
| Housing units | 97,388 | 1,847,181 | 115,904,641 |
| Occupied units | 88,973 | 1,656,053 | 105,480,101 |
| Vacant units | 8,415 | 191,128 | 10,424,540 |
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